Abstra

AI-Powered Credit Analysis & Risk Assessment

Automate credit decisions with intelligent risk scoring, real-time data analysis, and compliance-ready documentation

Get Credit Analysis Demo

Transform Your Credit Decision Process

Real-Time Decisions

Reduce approval time from days to minutes with automated credit scoring and instant risk assessment

Enhanced Accuracy

Improve default prediction by 40% with AI models that analyze 100+ data points simultaneously

Regulatory Compliance

Built-in compliance checks for Basel III, IFRS 9, and local regulations with audit-ready documentation

Risk Mitigation

Early warning systems and portfolio monitoring to identify potential defaults before they happen

Scalable Processing

Handle thousands of applications daily with consistent quality and reduced operational costs

Better Profitability

Optimize approval rates while maintaining risk standards to maximize portfolio performance

Complete Credit Analysis Automation

Automated Data Collection

  • Credit bureau integration (Experian
  • Equifax
  • TransUnion)
  • Bank statement analysis and categorization
  • Financial document OCR and validation
  • Real-time fraud detection

AI Risk Scoring

  • Machine learning credit scoring models
  • Alternative data integration (social
  • behavioral)
  • Dynamic risk thresholds based on market conditions
  • Probability of default calculations

Portfolio Management

  • Real-time portfolio risk monitoring
  • Concentration risk analysis
  • Early warning system alerts
  • Automated stress testing

Compliance & Reporting

  • Automated regulatory reporting
  • Model validation and backtesting
  • Audit trail generation
  • Fair lending compliance checks

Ready to Revolutionize Your Credit Decisions?

Join leading financial institutions using Abstra to automate credit analysis and reduce risk

Schedule Your Credit Analysis Demo