Reconciliation is manual. The error only shows up months later.
Abstra matches bank statements, cards, acquirers and marketplaces against your ERP automatically: it handles refunds and discrepancies, writes off and leaves an audit trail.
The reconciliation pipeline
OFX, CSV, Open Banking, gateway and acquirer report
Rules by date, amount, tax ID and customer mapping
Refund, chargeback, discrepancy and MDR validation
ERP write-back and accounting entry with a log
Exceptions do not block: a low-confidence match goes to human approval, then returns to the flow. Underneath it all: audit, closed period and dedup.
If your reconciliation looks like this, we fix it.
“I match the vendor spreadsheet against revenue by hand and only see the discrepancy weeks later.”
“The statement comes in OFX, the control sheet is in Excel: hours matching tax ID and amount one by one.”
“Multiple banks and multiple tax IDs; no one has a consolidated view of the group.”
“Refunds and chargebacks come in and no one reconciles them; money disappears along the way.”
Proof in reconciliation
Less spreadsheet. More accurate write-off.
Daily receivables reconciliation in the ERP
Bank statements, payments and invoices reconciled automatically, with receivable write-offs and operational reports.
Automated financial reconciliation
Automated reconciliation routines with transaction matching, ERP write-off and operational follow-up.
Where to automate first
From statement to write-off, in parts.
Bank, card, payments, close and audit. Start with the process that blocks the month most.
Accounting reconciliation
Statement and ledger in the same match, with rules and a trail for close.
See processPayment reconciliation
Gateway and bank against open items, with write-off and dedup.
See processMonth-end close
Open items, closed period and a consolidated view before closing the month.
See processFinancial reports
Auditable output after the match: what matched, what was left and why.
See processBalance sheet analysis
Multi-entity consolidation and group view without a parallel spreadsheet.
See processAudit and compliance
Match trail, period lock and evidence for audit.
See processBeyond named cases
Real reconciliation patterns
Multi-bank group
Reconciles 5+ banks via Open Banking/OFX against the ERP, classifies by rule+AI and writes back across entities with an audit trail.
Subscription SaaS
Full gateway reconciliation (charges, payouts, refunds, chargebacks, fees) with MDR validation.
Mid-size distributor
Reconciliation by tax ID (OFX + bank API vs. spreadsheet), matching multiple deposits that sum to a target.
Payments fintech
Reconciles PIX (Itaú/Bradesco) + card (GetNet/PagBank), with automatic accounting entry.
Integrations that matter in reconciliation
Banks / Open Banking
Itaú · Bradesco · Santander · BB · Safra · OFX/CSV
Gateways / acquirers
Stripe · Pagar.me · PagSeguro · GetNet · PagBank · Cielo
ERPs
Omie · SAP · Protheus · Conta Azul · Granatum
No API
Excel/Sheets · RPA for portals without integration
Reconciliation requires deterministic matching, idempotent write-back and real bank/gateway integration: not a chat that "guesses". Rules for the bulk, AI for the ambiguous, a human on the exception.
Why not generic AI?Frequently asked questions
Do you replace my ERP or BI?+
No. Abstra matches sources, applies match rules and writes off in the ERP you already use. BI stays for analysis; the pipeline handles operational reconciliation.
How do you handle refunds and chargebacks?+
They enter the same pipeline with their own rules. Discrepancies and low-confidence matches go to human review before write-back.
Does it work with multiple banks and tax IDs?+
Yes. Multi-account ingestion and a consolidated group view, with isolation and an audit trail per entity.
Where should we start?+
With the highest-hour flow: daily bank reconciliation, card settlement or payment reconciliation. Use the processes below for the detail.
Bring one month of your finance team's reconciliation.
Statement, card or gateway. We'll build the matching and write-off with you.